RSU Calculator
RSU & Equity Vesting Visualizer
Model your 4-year RSU vesting schedule — see vested value month-by-month, estimate taxes, and compare gross vs. net take-home across growth scenarios.
Total Grant
$400K
10,000 shares
Gross at Vest
$699.6K
+15% / yr growth
Est. Tax
$258.9K
37% bracket
Net Take-Home
$440.7K
After taxes at 48 mo
Vested Value Over 48 Months
Gross vs. net after tax — monthly compounding
GrossNet
Annual Gross vs. Net Breakdown
| Year | Shares Vested | % Vested | Gross Value | Est. Tax | Net Value |
|---|---|---|---|---|---|
| Year 1 | 2,500 | 25.0% | $115,000 | -$42,550 | $72,450 |
| Year 2 | 2,500 | 50.0% | $149,500 | -$55,315 | $94,185 |
| Year 3 | 2,500 | 75.0% | $191,762 | -$70,952 | $120,810 |
| Year 4 | 2,500 | 100.0% | $243,340 | -$90,036 | $153,304 |
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Cliff Date
Month 12 — $115K vests
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Price at 48 Mo
$70 / share
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Tax Drag
$258,853 total (37%)